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Repayment Types

Interest-Only

With an interest-only mortgage, you only pay the interest on the loan. At the end of the term, you will still have the full loan amount outstanding. Interest-only loans are popular with buy to let investors as they are cheaper than a repayment mortgage. This type of mortgage needs a repayment vehicle running alongside the loan to ensure that the loan gets repaid at the end of the mortgage term. Your mortgage professional will help you select the most suitable mortgage repayment type after assessing your needs.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Protection Quotations

Mortgage Calculators

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Austin Friars Financial Services LLP is a Limited Liability Partnership and is authorised and regulated by The Financial Conduct Authority. Austin Friars Financial Services LLP is registered in England and Wales. Registered address: 23 Austin Friars, London, EC2N 2QP. Registration number OC419618. Austin Friars Financial Services LLP is entered on the Financial Conduct Authority Register
The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.