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  • 23 Austin Friars, London, EC2N 2QP
  • +44 203 750 0001
  • info@austinfriars.city
AustinFriars Financial AustinFriars Financial
  • Home
  • Mortgages
    • Mortgage Types
      • First Time Buyer
      • Let to Buy
      • Buy to Let
      • Home Mover
      • Self Build
      • Remortgage
    • Rates & Products
      • Fixed Rates
      • Discounted Mortgage
      • Tracker
      • Capped
      • Standard Variable Rate
      • Offset Mortgage
    • Fees
      • General Costs & Fees
      • Additional Costs Involved When Selling Your Home
    • First time Buyer
      • Help To Buy – Equity Loan
      • London Help To Buy - Equity Loan
      • Shared Ownership Schemes
      • Affordability
  • Insurance
    • Repayment Type
      • Capital and Interest Mortgage
      • Interest Only
      • Endowment
      • Pension Mortgage
      • ISA Mortgage
    • Family Protection
    • Mortgage Protection
    • Income Protection
    • Business Protection
  • Important Facts
    • Advice vs Non-Advice
    • Critical Illness Cover vs Terminal Illness Benefit
    • Income vs Payment Protection
    • Income Protection
    • Payment Protection
    • Inflated Premiums
    • Accidental death vs full life insurance
    • Adverse Health
    • Occupation and Hobbies
  • Calculators
    • Mortgage Calculator
  • About Us
  • Contact Us

Important Facts

Accidental death vs full life insurance

Accidental death plans only pay out if your death is as a result of an accident.  They may seem appealing as they have small premiums for large amounts of cover.  Statistically, most people in the UK pass away due to health related issues, leaving your loved ones out of pocket.  Please consult the Financial Conduct Authority for official statistics on this.

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Austin Friars Financial Services LLP is a Limited Liability Partnership and is authorised and regulated by The Financial Conduct Authority. Austin Friars Financial Services LLP is registered in England and Wales. Registered address: 23 Austin Friars, London, EC2N 2QP. Registration number OC419618. Austin Friars Financial Services LLP is entered on the Financial Conduct Authority Register
The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.